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Auto insurance rates have been on the rise.
Unfortunately for drivers, car insurance rates will likely continue to rise in 2025.
Additionally, more people are making claims due to climate-related incidents, which also drives up insurance costs.
When the number and cost of claims by policyholders increases, insurers must raise premiums to remain profitable.
Adams predicts these trends will continue into 2025.
Distracted driving is the leading cause of car crashes.
For instance, insurance costs in Florida are 48% higher than the national average.
Also, in most states, a drivers age and gender are a significant rating factor, Adams continued.
Thats valuable because staying accident-free is critical for preventing your auto insurance rate from rising needlessly.
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