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Democratic vice presidential nominee and Governor TIM WALZ speaks at a debate watch party at the Mesa Convention Center in Mesa, Arizona.

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Is this advisable for the general American worker with a retirement account?

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The short answer is: usually not.

Walzs case, he qualified for a penalty-free withdrawal because the money was used for his daughters college expenses.

That money can add up quickly, draining your financial stability in the process.

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For now, continue to save and remember to vote.

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