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Achieving financial freedom is crucial to success.

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Sadly, only a sliver of the American population said they feel financially free.

Get Over Yourself

Cruze said the first step is to get over yourself.

This means not spending on expensive Christmas gifts you cant afford or keeping up with the Joneses.

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At the end of the day, spending more than you might really afford will spell financial trouble.

So much of our ego… is attached to our decision making, highlighted Cruze.

If this is you, try not to make excuses.

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Consider the50/30/20 methodor the zero-based budgeting method to get started.

Do Some Fifth Grade Math

Be careful not to carry too much debt, like car payments.

I want you to seehow much your debt is actually costing you, highlighted Cruze.

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Of course, its very important to get out of debt andbuild an emergency fundto maintain financial security.

But, after youve achieved those goals, consider other people.

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