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Experts explained how Trumps trade war with Chinacould affect the average consumers finances.

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Everything from electric toothbrushes and LED light bulbs to coffee makers and dog crates, she said.

You do not need to be buying semiconductors to get hit.

You just need to buy a basic blender.

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Inflation and Interest Impacts

As costs go up, inflation gets weird, Eggersdorfer said.

Core inflation holds, but product-specific spikes hit families where it counts.

That hits fixed-income households harder.

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The Silver Lining

There is a silver lining if the pressure forces domestic production, Eggersdorfer said.

More local manufacturing means more jobs and slightly shorter lead times.

But do not expect cheaper goods.

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U.S. production is lean, not low-cost.

The benefit will be stability.

Less risk of supply collapse.

You pay a bit more, but you get predictability back.

Additionally, Eggersdorfer suggested that families frontload big purchases when possible.

This can include things like appliances, tires and power tools.

Lock in the price before tariffs creep.

Its also a great time tobuild an emergency savings buffer, she said.

Even $200 a month into a savings account gives you a $2,400 hedge over the year.

That buys time if borrowing gets tighter or prices climb faster than planned.

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