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Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you could read more about oureditorial guidelinesand our products and servicesreview methodology.

The bank has a solid reputation for great customer service.

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It offers a full suite of products, including checking, savings, money market accounts, and CDs.

United Community Bank also offers business financial options.

GOBankingRates has ranked it among theBest Banks of 2025 for Georgiacustomers.

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All accounts require a minimum deposit to open, ranging from $25 to $100.

Both United Savings and the student account can earn interest.

The minimum deposit is $2,500.

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United Community Bank Money Market Accounts

United Community Bank offers the United Money Market account.

It requires a $1,500 minimum deposit to open.

Banking Experience

United Community Bank offersrobust online banking servicesand a comprehensive mobile app.

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The app is rated4.6 out of 5 stars on the App Storeand4.6 out of 5 stars on Google Play.

Personal Financial Management is available through United Community Banksonline banking platform.

you could track your spending, cash flow, debts, and net worth, making adjustments as needed.

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Customer Service

To contactUnited Community Bank customer service, call 1-800-822-8651.

How Does Bank of America Compare?

Comparison shopping is important when youre looking for a bank.

Here are some other options for regional banks in the Southeast.

It offers a complete suite of banking, loan and investment options.

United Community Bank vs. Synovus doesnt advertise its CD rates online, while United Community Bank shares terms and rate information online.

All other information on accounts is accurate as of Dec. 20, 2024.

All factors were then scored and combined, with the lowest score being the best.

To be considered for the HYSA, the product offered had to have an APY above 0.45%.

All products and offerings had to be available as of Nov. 1, 2024, to be considered.

Rates are subject to change; unless otherwise noted, rates are updated periodically.

All other information on accounts is accurate as of Dec. 20, 2024.

All factors were then scored and combined, with the lowest score being the best.

All products and offerings had to be available as of Nov. 8, 2024, to be considered.

Rates are subject to change; unless otherwise noted, rates are updated periodically.

All other information on accounts is accurate as of Dec. 20, 2024.