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Also, United Bank has competitive rates on CDs compared to other brick-and-mortar banks.
The bank has a free checking account option and good rates on CDs.
United Free Checking and Veterans Checking have no monthly maintenance fees.
The minimum deposit is $50 and there is no minimum daily balance requirement or monthly maintenance fee.
$0
$50
United Platinum Savings has a low bar for entry with its $50 minimum deposit.
Savers can maximize their savings with no monthly maintenance requirement.
United Bank CD Accounts
United Bank has digital and standardCDs.
The minimum deposit for a CD is $500.
Digital CDs are available for a term of five months to 50 months.
Standard CDs are available for a term of one month to five years.
Digital CDs have APYs oftoand standard CDs have APY ranging betweento.
Digital APYs are higher than standard CDs.
If the balance falls below $15,000, the monthly maintenance fee is $10.
The APY is currently.
The APY is subject to change.
United Bank has 440 fee-free ATMs.
TheBetter Business Bureaugives it a rating of A+.
In terms of digital and mobile services, it has received positive reviews.
The United Bank app is rated 4.3 out of 5 stars onGoogle Playand a 4.8 in theApple Store.
How Does United Bank Compare?
These products are all accessible through Allys online platform.
Ally excels in offering nationwide accessibility without the need for physical branches.
Ally offers an APY ofon its savings account, while United Bank offers a substantially lower APY.
Chase offers similar products to United Bank, but its national presence is much larger than a regional bank.
The choice between Chase Bank and United Bank will depend on your financial personality.
Do you want a personal connection with your bank?
United Bank will fit that need especially if you live in the East Coast states.
Chase offers the option of either banking online or visiting one of their branches.
There are also checking accounts with no hidden fees.
Varo Bank is fully online and doesnt offer CDs.
If you want in person services and would like CDs, United Bank is likely a better fit.
United Bank offers free checking and saving account options and competitive interest rates on CDs.
However, the bank has limited branches and lower interest rates on savings and money market accounts.
United Bank FAQ
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 19, 2024.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 19, 2024.
