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In all actuality, your health insurance typically doesnt cover you out of state, let alone abroad.

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Especially if you are planning an international trip that involvesprepaid activities or destinationsprone to weather disruptions, he said.

This will increase the cost of your policy, and of course boost your protection, she said.

Those typically come wrought with a lot of fine print and limitations.

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In short, weigh your trips cost, health risks and existing coverage.

In the end, insurance always provides an extra layer of peace of mind.

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