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Indeed, Dunlap has devoted considerable energy to challenging some of the core principles ofRamseys personal finance philosophy.

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I cant blame him for staying on message.

Unfortunately, this is an area where hes woefully out of touch.

Why does Dunlap believe Ramsey is out of touch?

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And what does she suggest you do instead to potentially build wealth while managing debt?

Most student loans take years, if not decades, to pay off.

In other words, Ramseys advice could cause people to miss out on yearsif not decadesof potential market growth.

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