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This account has an APY of 4.60%.

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Read on to learn more about the top CD rates available today.

Sometimes for understand where CD rates are going, it is good to know where theyve been.

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Elizabeth Constantineaucontributed to the reporting for this article.

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Methodology:GOBankingRates analyzes deposit rates from banks and credit unions with nationwide availability.

The best rates are identified from this group by focusing on annual percentage yield.

Rates are subject to change; unless otherwise noted, rates are updated periodically.

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All other information on accounts is accurate as of Dec. 26, 2024.

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