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Rates are current as of April 15,2025.

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GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

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GOBankingRates Quick Pick

Todays featured pick is the 4-year CD account offered by Vibrant Credit Union.

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This account has an APY of 4.40%.

Read on to learn more about the top CD rates available today.

To get a sense of where rates might be headed, it helps to look at where theyve been.

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CD Rates FAQ

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Elizabeth Constantineaucontributed to the reporting for this article.

Methodology:GOBankingRates analyzes deposit rates from banks and credit unions with nationwide availability.

The best rates are identified from this group by focusing on annual percentage yield.

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Rates are subject to change; unless otherwise noted, rates are updated periodically.

All other information on accounts is accurate as of April 15, 2025.

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