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This hesitation has real consequences.
Cash sitting in a bank account loses value to inflation while investments grow.
But the biggest loss isnt time in the market, its time itself.
Delaying investing by just five or ten years can mean retiring with hundreds of thousands of dollars less.
Avoidance wont make investing simpler.
Heres how to push past complexity aversion andstart building wealth.
Find a Familiar Starting Point
Investing feels intimidating because its unfamiliar.
But many people already have an easy way to get started with their workplace 401(k).
For those who dont have a 401(k), an IRA offers a similar structure.
Starting small is always better than waiting forever to get going.
These investments automatically spread risk, and they dont require constant attention and management.
Too many people miss out on years of grown wealth by waiting for the perfect time to invest.
Wealth isnt built by timing the market or understanding every nuance of investing.
Its built by getting started and staying in the game.
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