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A woman sits on a couch and analyzes her bills.

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GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

it’s possible for you to read more about oureditorial guidelinesand our products and servicesreview methodology.

Hopefully thats the case, butpersonal financeguru and social media influencer Jade Warshaw knows better.

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Youre going to look at the reality of your life and go, what can I change?

What do it’s crucial that you change?

Youre going to make a plan and stick to it, Warshaw instructed.

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How much are you spending at the grocery store when you go shopping and where can you cut back?

Savings

What is the amount of your savings account at this moment?

How much could you reasonably afford to put into savings per paycheck?

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Debt

Currently, what are your highest debts and how can you pay them off?

What is the best way to get out of credit card debt?

What can you do to reduce that number and eventually pay it off?

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Investments

What are some ways that you might make your money work for you?

Are there some ways to invest and earn passive income without having to get another job?

Final Take To GO

The possibilities are endless.

Listen to Warshaw and start writing that list now.

Then, take the rest of the year to make it happen.

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