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Nevertheless, debt is debt.

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Should people pursue graduate programs knowing it can be years before they pay off their student debt?

This includes tuition, health insurance, housing and everything else that might come up while studying.

attempt to build a small savings prior to entering graduate school.

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Ask If You Have the Time

A graduate program is not just expensive, its time-consuming.

Salusky said its best to know before attending if money and time are on your side.

This is the reality of what doctoral training looks like, she said.

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For example teaching undergraduate courses, assisting faculty in their research, working in different administrative offices, etcetera.

She highlighted that a programs accreditation status greatly affects what students can do after they graduate.

Salusky said this model leads to students leaving programs without having finished the degree.

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