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He recommended trying the following habits for 30 days tosee how they can boost your finances.

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The best way to do this is to note where every penny of your money goes.

Tracking your spending and expenses helps you identify areas for improvement and stay accountable with your budget.

He also recommended waiting 48 hours before making any big purchase.

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This extra time can help you avoid the regret of a costly buy.

The difference adds up.

Many experts have investigated this spending pattern to understand why it occurs.

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He recommended making saving a habitual part of your financial routine by setting up automatic deposits and investments.

Start by setting up automatic 401(k) orindividual retirement account contributions.

If your employer offers a match, all the more reason to contribute consistently.

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