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Here are four money moves boomers should makebefore Inauguration Day.

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Theextra cash cushionmay be needed to avoid selling stocks during a market dip.

Losses in the early years of retirement can never be recouped if the principal is spent.

Prioritize Healthcare Budgeting

Shifts in healthcare policy also call for prioritizing budgeting and savings.

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Overseeing federal healthcare programs that serve 160 million Americans, CMS is one of themost powerful government agencies.

Boomers should consider setting up a dedicated savings fund specially for healthcare and long-term care expenses, Stroup said.

So, refinancing could help secure a lower rate and reduce monthly payments.

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