GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

Article image

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you’re able to read more about oureditorial guidelinesand our products and servicesreview methodology.

20 YearsHelping You Live Richer

Reviewedby Experts

Trusted byMillions of Readers

How do the wealthymake moneywithout doing anything?

facebook sharing button

These are the top four ways wealthy peoplemake money without doing anything.

The wealthy rarely use debit cards but put all transactions on a credit card to earn points.

Thesepoints can be redeemedfor cash, exclusive travel perks and more.

twitter sharing button

Certain cards offer cash back for purchases instead of points.

Invest In Dividend Stocks

Next, the wealthyearn money through dividend stocks.

Investments in the stock market are generally made for two purposes: growth and dividends.

linkedin sharing button

Growth stocks appreciate in value, while dividend stocks pay investors cash for investing in the company.

Purchase Real Estate

Like dividends, real estate provides consistent cash flow for the wealthy.

The wealthy invest in real estate syndications for total passive income.

email sharing button

In addition, the wealthy usually have a personal residence that appreciates over time.

Hold Private Equity Investments

Private equity investments are popular among the wealthy.

These investments are passive, meaning the investor isnt involved in the day-to-day management.

Instead, they take payouts, like distributions, or earn money through interest on loans.

For example, a wealthy individual might give $25,000 to a private equity firm.

After the initial investment, theres little to no work involved.

More From GOBankingRates

Share This Article:

The Latest inMoney