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Maximizing contributions, especially to capture the full match, should be a priority for most individuals.
While fewer employers offer pensions today, they are valuable because they provide a predictable income stream in retirement.
This can reduce the reliance on personal savings.
However, they often only apply to specific sectors (likegovernment or union jobs).
It offers a better interest rate than aregular savings account, helping your cash keep pace with inflation.
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