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How much you should have saved for retirement depends on a few key factors, including your location.

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Where you choose to spend your golden years is critical.

Living in California will look drastically different to your wallet than, say, living in Kansas will.

Lets break this all down.

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How much do you need in savings to afford a retirement ineach U.S. state?

GOBankingRates recently surveyed to find out.

Lets explore how much youll need tospend your golden years in each U.S. state.

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