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The results reveal that middle-class Americans will finda number of perfect places to retirein Arizona, Ohio and Florida.

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Key Findings

1.

The Villages, Florida

2.

Green Valley City, Arizona

3.

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Sun City West, Arizona

4.

Hot Springs Village, Arkansas

5.

Venice, Florida

6.

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Sun City, Arizona

7.

Sun City Center, Florida

8.

Punta Gorda, Florida

9.

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Mesquite, Nevada

10.

Englewood, Florida

11.

Murrells Inlet, South Carolina

12.

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Pinehurst, North Carolina

13.

Oro Valley, Arizona

14.

Wildwood, Florida

15.

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Sebastian, Florida

16.

Naples, Florida

17.

Middleburg Heights, Ohio

18.

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Seven Hills, Ohio

19.

Lady Lake, Florida

20.

Centerville, Ohio

21.

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North Myrtle Beach, South Carolina

22.

Gold Canyon, Arizona

23.

Tavares, Florida

24.

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Kerrville, Texas

25.

Pahrump, Nevada

26.

Mountain Home, Arkansas

27.

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Greenville, Ohio

28.

Lyndhurst, Ohio

29.

Hermitage, Pennsylvania

30.

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First, GOBankingRates identified qualifying cities using the U.S. Census American Community Survey.

Using the cost-of-living indexes and national average expenditure costs for retired residents, the average expenditure cost was calculated.

Based on the average mortgage and expenditure costs, the total monthly and annual cost of living was determined.

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All scores were summed and ranked to determine the best retirement towns for the middle class.

All data was collected on and is current as of Sept. 19, 2024.

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