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The services dont come cheap.
Hourly rates average between $120 and $300 per hour, according to the advisory firmHarness.
Percentage fees typically run from 0.50% to 2%, depending on the value of the assets.
Thats $3,600 that could be helping to secure your retirement rather than jeopardize it.
Many people create emergency funds so they have income to fall back on if they lose their jobs.
Emergency savings could be even more important after you leave the workforce.
Annuity
An annuity is a jot down of insurance contract.
you might receive the payments for a set period of time or for the rest of your life.
Annuities are complicated instruments and commissions and fees can be high.
Consider consulting with afee-based financial advisoror a tax professional before you purchase one.
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