The Best- and Worst-Case Scenarios for Florida’s Housing Market in 2025

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Here are the best- and worst-casescenarios for Floridas housing market in 2025.

This could keep home values high and make it a great place to sell, he said.

This bodes well for the Florida housing market, Brock said.

Buyers will benefit from more affordable mortgage offerings, and sellers will benefit from stronger demand, he said.

Omer Reiner, owner ofFL Cash Home Buyers, sees the recent interest rate cut as a game changer.

Kelly Salinas, associate atRe/Max Advance Realty II, provided some hard numbers to back up the optimism.

But its not all sunshine and palm trees.

This would make it harder for homeowners to sell at high prices, McCoy said.

Salinas painted a particularly gloomy picture of a worst-case scenario, pointing out several potential pitfalls.

First, theres oversupply and excess inventory.

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If interest rates were to go up, that could also spell bad news.

There are also considerations to be made about climate change and the insurance crisis.

Florida is highly vulnerable to climate risks, including hurricanes andrising sea levels.

Dutch Mendenhall, author and founder ofRadd Companies, added another layer to the worst-case scenario.

Florida leads the nation in home insurance costs, where 20% of homeowners pay over $4,000 annually.

Given these conflicting scenarios, what should Floridians and potential investors do?

Mendenhall offeredsome sage advice.

Reiner added a word of caution for sellers.