GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.
These brands compensate us to advertise their products in ads across our site.
This compensation may impact how and where products appear on this site.
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.
you’re free to read more about oureditorial guidelinesand our products and servicesreview methodology.
How much do drivers in the biggest cities in the U.S. pay on average for car insurance?
New research byThe Zebrabroke it down.
Spoiler alert: Most are not very safe!
Keep reading to see just how much itcosts to insure your carin the top 50 metros.
On the other hand, Albuquerque isnt exactly known for its hospitable roads.
The city ranked No.
But this can be a dangerous city for drivers.
According to the Atlanta Police Department, there were 29,776 traffic accidents in the city in 2021.
The city has a higher percentage offatal car accidentsthan the Texas average, according to Safe Roads USA.
Baltimore
Nearly 590,000 people call Baltimore home.
Unfortunately, drivers there have a high risk for car accidents.
In 2019, an Allstate study found that Baltimore had the worst drivers in the country.
Boston
More than 675,000 peoplelive in Boston.
Colorado Springs, Colorado
About 480,000 people live in Colorado Springs.
Alas, this city too has ranked among the worst for driving in the past.
Columbus, Ohio
Columbus is home to over 900,000 people.
Denver
Home to close to 720,000 people, Denver isnt exactly atop safe placefor drivers.
Its been targeted as one of the worst cities in the U.S. for drivers.
No wonder car insurance is so terribly expensive here.
Fresno, California
Alittle over 540,000 peoplelive in Fresno.
Though its an expensive city, auto insurance premiums arent too steep here (considering thecost of living).
Houston
Home to about 2.3 million people, Houston sports pretty high auto insurance premiums.
This is likely tied to itsnotably dangerous roads.
Jacksonville, Florida
Over 1 million people call Jacksonville home.
Residents specifically call out the dangers of Highway I-670.
Las Vegas
Thefamous vacation destinationis also home to many about 665,000 people.
Long Beach, California
Long Beach, California is home to more than 466,000 folks.
This city has a pretty good reputation for drivers at least as far as California cities go.
Louisville, Kentucky
With over 600,000 residents, Louisville is a Kentucky hotspot.
The city was ranked the No.
1 most dangerous in the U.S. for drivers by theU.S.
Departmentof Transportation in 2023.
Mesa, Arizona
Some 520,000 people live in Mesa, Arizona.
Though the city isnt particularly known as a dangerous driving location, it does see heavy traffic.
Miami
Yowsers!
Car insurance is a fortune in Miami, which has a population of over 450,000.
This location is known to be dangerous for drivers, and part of the problem is heavy congestion.
Nashville, Tennessee
There are close to 680,000 people living in Nashville, also known as Nashvegas.
Perhaps because its such a hostile place for drivers, especially out-of-towners.
This city boasting a population of nearly 8.3 million has a reputation for reckless drivers.
Omaha, Nebraska
Around 480,000 people live in Omaha, Nebraska.
Though the city doesnt have the worst reputation for drivers, there are a number ofvery dangerous locationsfor them.
Philadelphia
More than 1.6 million people call Philadelphia home.
Recently, the city cracked down on aggressive drivers in the area.
Raleigh, North Carolina
Nearly 470,000 people call Raleigh home.
This city is a relatively safe location for drivers.
Sacramento, California
More than 530,000 peoplelive in Californias capital city.
By California standards, this is a pretty rough place for drivers.
San Antonio
This jumbo city is home to close to 1.5 million people.
Its also anotoriously perilous placefor drivers.
San Francisco
Though quite small, San Francisco is home to nearly 875,000 people.
San Jose, California
More than 930,000 peoplelive in the infamously expensive city of San Jose.
Seattle
Nearly 740,000 people live in Seattle.
Tucson, Arizona
Nearly 545,000 people reside in Tucson.
Like Phoenix, it has its fair share of notably dangerous drivers.
Tulsa, Oklahoma
With nearly 415,000 residents, Tulsa is a thriving city.
Its also one that, of late, is seriously cracking down on dangerous drivers.
Washington, D.C.
The countrys political epicenter has around 690,000 residents.
Local government has been increasingly aggressive in spotting and penalizing law-breaking drivers.
Wichita, Kansas
Around 400,000 people live in Wichita.
For our full Privacy Policy,click here.
