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West Virginia
2.
Oklahoma
3.
Kansas
4.
Mississippi
5.
Alabama
6.
Arkansas
7.
Missouri
8.
Iowa
9.
Michigan
10.
Indiana
11.
Tennessee
12.
Georgia
13.
North Dakota
14.
Louisiana
15.
South Dakota
16.
Texas
17.
Kentucky
18.
Nebraska
19.
New Mexico
20.
Ohio
21.
Illinois
22.
Montana
23.
Minnesota
24.
Pennsylvania
25.
Wyoming
26.
South Carolina
27.
Wisconsin
28.
North Carolina
29.
Virginia
30.
Delaware
31.
Nevada
32.
Colorado
33.
Idaho
34.
Florida
35.
Utah
36.
Arizona
37.
Oregon
38.
Maine
39.
Rhode Island
40.
Connecticut
41.
New Hampshire
42.
Washington
43.
Vermont
44.
New Jersey
45.
Maryland
46.
New York
47.
Alaska
48.
California
49.
Massachusetts
50.
First, GOBankingRates found the cost-of-living indexes for each state from the Missouri Economic and Research Information Center.
Using data from Zillow Home Value Index and the Federal Reserve, the average mortgage was calculated.
All data was collected on and is up to date as of March 10, 2025.
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