GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.
These brands compensate us to advertise their products in ads across our site.
This compensation may impact how and where products appear on this site.
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.
you could read more about oureditorial guidelinesand our products and servicesreview methodology.
20 YearsHelping You Live Richer
Reviewedby Experts
Trusted byMillions of Readers
Its a pretty hectic time of year.
GOBankingRates spoke with financial experts to find out the eight easiest financial resolutions to stick to.
In 2025, I Will Automate My Saving and My 401(k) Plan Contributions.
Having trouble remembering to put money aside each and every paycheck for your savings or for your retirement plan?
Take the memory business out of it and make the super duper easy resolution to automate it all.
Take the same approach with your 401(k) plan.
In 2025, I Will Cut Down on Frivolous Spending.
These small cuts add up quickly.
Seeing that progress motivates and keeps you committed to living closer to your means.
In 2025, I Will Curb Impulse Shopping.
If people didnt impulse shop, mega-retailers like Amazon wouldnt be worth trillions of dollars.
Stop making these behemoth corporations richer at your expense and resolve to curb the impulse shopping.
Its easier to do than you may think.
In 2025, I Will Keep My Financial Records in Order.
Make a resolution to keep all your financial records in order.
Maintainingorganized financial recordssounds daunting, but leveraging apps like QuickBooks Online makes it straightforward, McClain said.
Photograph receipts on the go, categorize transactions weekly, and youll avoid the end-of-month scramble.
Clear records also reveal spending habits, indicating where to scale back early.
In 2025, I Will Review My Monthly Bank and Credit Card Statements.
Its important to routinely track your spending and earnings as well as to be on the lookout for fraud.
Make a resolution to review your bank and credit card statements monthly.
Youll also recognize patterns in spending and can adjust accordingly.
In 2025, I Will Improve My Credit Score.
Make a resolution to improve your credit score.
Pay bills on time and keep credit utilization low, McClain said.
Regular credit report checkscan help you correct errors and plan improvements.
Small monthly payments are simpler than ignoring issues until they become major hurdles.
If necessary, consider a secured credit card or credit-builder loan.
In 2025, I Will Plan For Taxes Year-Round.
Part of the point of making resolutions is, in a way, to stop making mistakes.
One big mistake all too many of us make is to only worry about taxes during tax season.
Get ahead of the game by resolving to plan for taxes year-round.
Estimate quarterly taxes or set aside a portion of monthly income in a separate tax account, McClain said.
Youll ease the sting of tax season and avoid scrambling to find cash at the last minute.
Automatic transfers and consistent planning keep you prepared no frantic tax-season surprises.
In 2025, I Will Consult With a Financial Professional.
Its easy to do and will make your life easier.
Outsourcing specialized tasksfrees you to focus on core priorities, McClain said.
Plus, expert oversight can provide surprising insights and boost confidence in your plan.
More From GOBankingRates
Share This Article:
