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Without further ado, letsdive into our financial checkup.

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That said,some gains or lossescould be due to factors such as fluctuations in the stock market.

Do it because itll give you a clear picture of your financial standing, especially your creditworthiness.

Errors can drag down your score and cost you money in higher interest rates, he said.

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Id recommend doing it every three months or so.

Even $25 a week adds up over time, he added.

Go through all your insurance policies home, auto, health, whatever youve got.

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The idea here is to see to it youre adequately covered and not overpaying for anything, Carlson said.

There shouldnt be any gaps or vulnerabilities.

Its generally a great opportunity to also compare your current coverage with other options.

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Cancel services you dont use regularly, Luk said.

you’re able to use automated services that find and help you get rid of these subscriptions easily.

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