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Fortunately, Orman knows better.
Finding small ways to cut your spending or put more money away can lead to big savings over time.
Thats not an insignificant chunk of change, especially as retirement nears.
Its not as hard as you might think.
Focus on Wants vs. Certain necessities like rent or mortgage payments, utilities, and car payments, will always come first.
But that streaming service you barely use after your favorite show ended?
Take this approach to a more granular level: You need groceries.
Could you stock up on dry goods from the dollar store?
Think at the micro-level when it comes to cost-cutting small changes can add up quickly.
Putting your major bills on autopay ensures you wont be behind on payments.
Once automation is in place, you might be surprised by how quickly your savings grow.
If youre a homeowner, investing in energy-efficient appliances can drive down electricity and water costs.
Even renters have options to cut costs.
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