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: Mandatory Credit Photo Laura Cavanaugh/UPI/Shutterstock (BLU_A72729301) : Suze Orman arrives for the 34th Annual Gracie Awards at the Marriott Marquis Hotel in New York on June 3, 2009.

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Is everything in place?

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Are you protected in case something happens?

For example, have you increased the coverage of the policy since the value of the home went up?

Have you acquiredmore expensive belongingsin your rental apartment?

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If so, you may need more renters insurance coverage.

Does your insurance policy cover all the replacement costs associated with building materials?

Also, do you have flood insurance?

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Additionally, dont forget to check your health savings account.

Youll need to keep all your beneficiaries up to date.

Check Credit Card Interest Rates

Take some time to check interest rates on all yourcredit card debt.

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No matter the interest rate, youll never get ahead if you only pay the minimum.

Orman said, Debt is bondage.

She also recommended opening a 0% intro APR credit card with a low balance transfer fee.

By doing so, you could pay off your debt and stop more interest from accruing.

Just be sure to pay off your debt before the 0% intro APR period ends.

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