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WASHINGTON, DC - JANUARY 12: Financial adviser, author, and TV personality Suze Orman speaks at a press conference at the National Press Club, January 12, 2012, in Washington, DC.

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For example, is it better to buy a home in your dream retirement community or to rent?

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Here are four important factors Orman highlighted to help retireesmake the best housing decisions for their golden years.

For a couple like this, the decision to buy or rent hinges on factors beyond affordability.

Renting over owning may be the wiser choice here as well.

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Many seniors may put off decisions like this because they can lead to thoughts about uncomfortable eventualities.

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