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when you land a list of your accounts, its time to streamline them and consolidate them into 20.

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Think of each of your financial accounts as a separate handbag, Joy continued.

Its not efficient and it feels a little silly.

While Joy recommends having 20 financial accounts total,your bank accounts should be a small fraction of that.

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How Many Bank Accounts Should You Have?

She explained that fewer accounts make it easier to take control of your finances.

More clarity, less chaos.

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