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What moves should you make nowif your retirement savings are in one account to be better diversified?
The good news is that having your retirement savings in one account doesnt prevent you from diversifying your investments.
Diversifying your portfolio will help you mitigate the possible market fluctuations that are bound to happen.
There are also a few other ways to diversify investments in one account.
A mutual fund works by allowing multiple investors to contribute money to buy a diversified portfolio, Kullberg said.
This portfolio can contain bonds, stocks and a variety of other securities.
The variety ofassets and holdingswill assist with balancing out any potential losses.
The goal is to choose a target date fund that aligns with your preferred retirement date.
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