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Here are factors that hurt your credit score and why.

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Some creditors have responded by cutting customers credit limits to reduce their risk.

In some cases, this can happen even if you use your credit card responsibly.

First, youll no longer have the available credit.

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you might findonline dispute options and informationon the bureaus websites.

you could also check your credit score and report there.

This includes cases where youre a cosigner.

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If the primary borrower isnt responsible, your credit could get hurt.

Plus, you could eventually face bigger issues like dealing with collections agencies or filing for bankruptcy.

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