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Youve even got the colors of your accent wall picked out.
Theres just one problem.Mortgage ratesare too high to make taking action a wise choice.
Its all about reducing debt, making timely payments and keeping credit utilization low.
Even a small bump in your score could save thousands over the life of the loan.
Preparing now sets you up to take full advantage of better rates when they do come down.
There are grants available to support first-time home buyers that are worth looking into, said Driscoll.
Additionally, consider getting pre-approved for a mortgage, even if you decide to buy immediately.
This will clarify your budget and signal sellers that youre a serious buyer, he said.
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