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Incompatibility in these areas is often a deal breaker or red flag.

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Personal finance expert Ramit Sethi says there is an even bigger red flag that people tend to overlook.

The number one financial red flag isnt having different values its being unable to talk about money at all.

Many people get uncomfortable when its time to talk about money.

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Fortunately, there are sometried and true ways to get better at having those important conversations.

Not only that, but talking about money shouldnt be a one-time event.

Ideally, we want to have lots of conversations about money, Sethi said.

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If your partner refuses to talk about money, theyre not just avoiding one big conversation.

Theyre avoiding an ongoing dialogue that should be a regular part of your shared life.

Therapists agree that couples must be able to talk effectively about money, according toChoosing Therapy.

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Transparency and openness about money are very important for your relationship.

Sethi said, Avoiders hate talking about money.

And they will use a series of conscious and unconscious techniques to avoid talking about money.

Those techniques may include downplaying the importance of finances, procrastinating or outright refusing to make financial decisions.

All of these approaches can create an unfair situation and can breed resentment.

Guess whos stuck making those decisions when your partner refuses to have the tough conversations?

Improving Your Financial Conversations

If you have afinancially avoidant partner, dont despair.

There are still ways to get them into a conversation about finances.

In other words, dont wait until your car breaks down and the roof springs a leak.

Plan out exactly what youll discuss, and dont have a go at talk about everything at once.

It can also help to meet somewhere neutral, like a coffee shop.

Remember to be compassionate and kind.

Money is a red-button issue for many people, and talking about it can trigger major insecurities.

Hopefully, this attitude will help get the financial conversation going forward!

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