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Its not a challenge were born with; rather, its one we learn, often as children.

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In this review, Sethi and his wife casually talk about their dreams for the coming year.

They also dig into how the past 12 months shaped up, particularly as finances are concerned.

Ask Each Other These Key Questions

Sethi and his wife answer the following four questions together.

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Bring warmth and love into the conversation by highlighting aspects of your partner that you appreciate.

While you shouldnt let these slide, you shouldnt let them dominate the talk, either.

Discuss shared victories, birthday celebrations, potty training, whatever, Sethi said.

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Include at least one financial win.

Pinpoint Where You Are Today

What is your collective net worth?

What are your total annual expenses?

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Where might you be overly frugal or where might you be not frugal enough?

Pinpoint exactly where you stand as a financial unit right now.

You dont have to wait until New Years Eve to have this conversation.

Pick any day, mark your calendar and get ready to be real with your beloved.

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