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He was answering a 39-year-old reader who wanted to know whether they could retire in their mid-50s.

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Sethi said yes, they could, but he also said that retirement isnt just about having enough money.

He suggested four importantquestions everyone should ask themselves when thinking about retirement.

What Do I Want My Life To Look Like in Retirement?

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This is about picturing your ideal retirement.

Sethi said you should think beyond just having enough money.

He suggested thinking about these things:

Sethi called this designing your Rich Life.

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Its about figuring out what really matters to you.

What Would Make My Life Magical Right Now?

Sethi doesnt think you should wait until retirement to enjoy life.

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For example, you could eat out one more time each week or buy fresh flowers regularly.

These small changes might not cost much but could make life more fun right now.

This can help you figure out whether these activities are really what you want for your retirement.

How Can You and Your Significant Other Build Something Meaningful Together?

For people in relationships, Sethi said its important to plan retirement together.

He encouraged couples to think about what they want to achieve as a team in retirement.

If they waitedtwo more years, theyd have $3.3 million, or $132,000 to spend each year.

The main point Sethi made is that retirement planning isnt just about saving money.

Its about creating a life youll enjoy.

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