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YourRoth IRA is a great option, because it grows tax-free versus a traditional IRA, Cruze said.
Seek Professional Guidance
Cruze said the No.
2 biggest barrier to saving for retirement is maintaining the discipline required to be consistent over time.
Thats why I always recommend sitting down with an investment professional, she explained.
This is something thats really important when it comes to investing.
Fully funded is the key term.
One of the hallmarks of Dave Ramseys philosophy is what he calls7 Baby Stepsto financial transformation.
Its not until step four that the Baby Steps suggest beginning to save for retirement.
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