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Its up to you.
What you believe and your attitude toward money make up your money mindset.
Otherwise, you may wake up one day and not be able to retire.
And its a proven way to change your money mindset too.
It moves you on the spectrum from selfish to selfless.
Cruze advised giving money to a person or organization once a week to help change your money mindset.
Use that to motivate you as you make plans for yourretirementright now.
Your behavior will follow your beliefs, making it easier to stick to good habits, she wrote.
And over time, your entire perspective will change for the better.
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