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You love your kids.

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So, you erase the path for them.

If this sounds like you, financial expert Rachel Cruze has a word of advice: Stop.

Get Comfortable Saying No

Take a deep breath.

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Now, its time to practice a simple but crucial word: no.

Youve got to get comfortable saying it if you want your kids to learn personal responsibility.

Its good for them, learning that money comes from work.

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Shes not alone in this view.

But its essential for their long-term independence and, ultimately, their happiness.

When kids have a perfectly plowed path, they dont learn to handle setbacks or navigate obstacles.

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