Rachel Cruze: This Is the Real Reason You Feel Behind With Your Money

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Its normal to feel behind financially.

So, what can you do to get rid of that unpleasant feeling?

Here is what she had to say about this issue.

Also see Cruzes four steps to overcome financial FOMO.

Cruze uses the term money dysmorphia to describe this financial discontentment that many Americans are experiencing.

She said it is feeling confused about where you are financially compared to other people.

Are you checkingall the right boxes?

Are you doing all the right steps?

Once you start asking yourself questions like these, its easy to stress about the answers.

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That stress can grow until youre certain youre behind financially and upset about it.

As Cruze acknowledges, everyone asks themselves these questions at some point.

Its not a sign that youre failing financially.

The popularity of social media also makes it easier than ever to compare your life with other peoples.

Contentment is something that I really value.

She clarified that contentment doesnt mean youve accomplished everything you set out to do with your finances.

[R]emember, youre not seeing the whole picture.

Its not about everyone else and what everyone else is doing or not doing its about you.

Perhaps youre saving for a wedding, your childrens education or a down payment.

Whatever it is, saving money is challenging for many people.

The majority of American workers would not be able to afford a $500 emergency expense, asreportedby CNBC.

Cruze explained that financial contentment can be the answer to saving more money.

Financially content people save more because they can confidently say no to expenditures they dont need or want.

Financial contentment may make it easier to pay off your debts, too.

Cruze said content people also find it easier to sacrifice their lifestyle to pay off debt.

Thats tricky when youre spending all your income trying to keep up with everyone else.

While this effect may not benefit you directly, it will help you make a difference.

Youre not thinking of opportunity costs.

Each time you answer one of these questions positively, it will help you buildmore financial contentment.