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Heres what they might mean for your finances,along with some helpful tips from Cruze.

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Diversifying your portfolio can help you benefit from potential AI stock price jumps without taking on too much risk.

Cruze also advised against having too much invested in one companys stock.

Some existing AI-powered apps on the market include Magnify for investing and Cleo for budgeting and money advice.

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For example,Fannie Maes January 2025 reportpredicted a 6.5% mortgage rate at the end of 2025.

Stock Market Growth

Cruze mentioned that stock market predictions this year vary wildly.

However, such ups and downs are normal for the stock market.

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When it comes to investing, you guys, it is the long game.

We are not looking at a singular calendar year when it comes to investing, Cruze said.

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