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Here are the hidden costs of debt to recognize and Cruzessuggestions for getting yourself out of the trap.
Simply owing someone money can impact your mental health and autonomy.
If youre struggling with monthly payments, you might have trouble sleeping or feel irritable often.
Cruze discussed deciding to put your peace of mind above owning a lot of things.
Such vulnerability could leave you borrowing money repeatedly and struggling to stop the habit.
Cruze suggested preparing with a $1,000 emergency fund that gives you a debt-free lifeline in a difficult situation.