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Unfortunately, theres no realfinancial guideto life.

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The duo recently discussed some surprising financial realities of adulthood.

As Cruze pointed out, You pay off your house and then you still have to pay property tax.

If you dont pay that, they take your house away.

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This includes things like yard work, air conditioning maintenance, pest control and trash service.

These costs can sneak up on new homeowners who arent prepared for the ongoing expenses of owning a home.

You also need to budget for insurance and gas.

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Kamel said the national average for car insurance is now $2,150 per year.

Cruze and Kamel said theyve both been guilty of putting off doctor appointments to avoid these costs.

However, she decided to stick to her savings plan instead.

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The point: Be consistent and stick to your plan.

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