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In a recent video on her popularYouTube page, she broke down her annualinvestmentroutine.
Here are the five things Rachel Cruze says you shoulddo with your investments every year.
How to apply this: If youre able to, front-load your retirement contributions early in the year.
If not, set up automatic contributions throughout the year so youre consistently investing.
Why its important: Having separate accounts is great for couples.
It allows them to maximize their retirement savings by taking advantage of contribution limits for each individual.
Instead, have a go at not check as often and focus your efforts on long-term growth.
How to apply this: Hide your login!
Why its important: This allows high-income earners to still benefit from the tax advantages of a Roth IRA.
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