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Cruze defines herself as a natural spender and natural free spirit who doesnt like living by a budget.
We cant go on vacation; were on a budget.
We cant go out to eat; were on a budget.
We cant go shopping; were on a budget.
However, it took her much longer to grasp the value of creating a budget.
I didnt always love budgeting, she wrote in her Instagram post.
The word budget sounded like a buzzkill.
I used to think if youre on a budget, it means you cant spend anymoney, right?
More Americans are also learning that budgeting is an effective tool for managing their finances.
Budgeting makes you feel like you got a raise, she wrote.
Youre just following the plan!
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