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Its no longer enough to simply embrace the grind.
In fact, nearlyhalf of Gen Zthinks theyll neverbuild enough wealthto reach the elusive middle class.
While reaching the middle class isnt easy by any means, its possible, according to experts.
All it takes is some savvy money management.
Below are their top money moves to get there.
Think Long-Term
For young investors, keeping your time horizon in perspective is vital.
And Gen Zs financial superpower is the amount of time theyll have in the market.
Stick To A Budget
If youre especially determined to avoid consumer culture, setpersonal spending policies.
Pastor agreed that budgeting is crucial for staying on track towardmiddle class status.
If talking about money without shame becomes the norm, well all be the better for it.
Theres an old adage in thefinancial services industrythat time in the market beats timing the market, Kraus said.
Have A Years Salary Saved for Retirement
Yes, you read that right.
If your employer does offer benefitsemployer retirement plans, 401k matching, etc.
be sure to take advantage of them.
Lean Into the Conversation
Experts say young savers should continue to lean into the conversation.
However, be sure to exercise caution when it comes to taking advice from strangers.
But try not to let money control your life.
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