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This, in turn, has pushed up the cost of homeowners insurance.
Department of the Treasury.
Insurance has gotten so expensive that a rising number of Americans have decided to forgo it altogether.
Among the findings were that 11.3 million of the nations 82.9 million owner-occupied homes dont have insurance.
Thats 13.6%, but in some states and cities, the percentage is much higher than that.
Its important to protect that investment with insurance.
Insurance has become more expensive and harder to get in recent years.
This is putting people just one disaster away from losing the physical and financial security their home provides.
Many of these events occur in the Southeast and prairie states.
Yet states in these regions rank among the highest in terms of uninsured homes.
Here are the 10 states with the highest rate of uninsured homes, according to the LendingTree study.
Homeowners in these states overlook crucial risks by not insuring their homes, Bhatt said.
All are located in states with comparatively high risks of wind, rain and flood damage.
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