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Here are somebetter methods for people to consider.

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You may also be able to save money by simply changing how you pay your bills.

Adopting this practice is a savvy way to save on essential purchases, as well as specialty items.

Uselocal listing siteslike Facebook Marketplace or OfferUp to shop for gently used furniture and home goods, she continued.

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This could mean having a smaller wedding or relocating to amore affordable area.

However, postponing these milestones may be the best option in some cases.

Delaying milestones may make sense if it protects your financial stability, Kullberg said.

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