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Either way, investing seems hard.

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In reality, it doesnt have to be.

It can even be, well, lazy.

Ready to become a lazy investor?

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Essentially, its about assembling a portfolio of investments that dont requiremuch ongoing management.

Think of a lazy portfolio like a cactus dependable and low-maintenance.

Its not a delicate flower that requiresconstant care and attention.

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Automatic contributions ensure that youre consistently investing toward your financial goals without having to think about it.

You might also consider reinvesting dividends from your ETFs or index funds.

Target-date index fundsare another tool worth considering.

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These funds automatically adjust their asset allocation as they approach a specific date like your target retirement year.

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