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The choice of a college major is one of those decisions.
The study showed that almost three-quarters of undergraduate programs yield a positive ROI.
For example, two-year degrees in liberal arts have no ROI.
Certificates in the technical trades can have a higher payoff than the typical bachelors degree.
The news is mixed when it comes to masters degrees.
According to the report, 43% of masters degrees leave students financially worse off.
About 29% of it paid for programs with negative ROIs.
Personal fulfillment and impact have value, too.
But a college degree isnt the only way to achieve that.
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