Is 740 a Good Credit Score for a Car Loan or Mortgage?

GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

A person holding a phone with their credit score on the screen.

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you might read more about oureditorial guidelinesand our products and servicesreview methodology.

A 740credit scoreis not just good but very good.

Its substantially higher than the average credit score in the U.S., which is around 715.

If youve achieved a 740 credit score, congratulations.

you’ve got the option to get thevery best dealsby aiming for 750 or even 800 or higher.

Here are some tips to raise your score from very good to excellent.

Share This Article:

email sharing button